Terms of Service

Welcome to EverLedge ("we", "us", or "our"). These Terms of Service ("Terms") govern your access to and use of our website and services, including our PET (Potentially Exempt Transfer) tracking tools. By using our services, you agree to be bound by these Terms.

1. About Our Service

We provide a digital tool to help users log, manage, and review financial gifts that may be subject to UK Inheritance Tax (IHT) rules. We are not a financial adviser, tax professional, or legal service provider.

2. Eligibility and Account Registration

You must be at least 18 years old to use our services. By registering, you confirm that the information you provide is accurate and that you will keep it up to date.

You are responsible for maintaining the confidentiality of your login credentials. You are responsible for all activity that occurs under your account.

3. Acceptable Use

You agree not to:

• Use the service for any illegal or unauthorised purpose.
• Attempt to hack, disrupt, or reverse-engineer our platform.
• Share your account credentials with others.
• Upload harmful, offensive, or misleading content.

4. No Professional Advice

We rely on the information you provide to generate your gift records and reminders. We do not verify or validate the data you input. We are not responsible for any tax consequences resulting from incorrect, outdated, or incomplete information entered by you.

You agree that:

• Our service is for informational and organisational purposes only.
• It does not constitute financial, tax, or legal advice.
• You should consult qualified professionals for advice specific to your circumstances.

5. Subscription and Payments

We offer both a free tier and paid plans. Paid subscriptions are billed in advance. You can cancel at any time via your account dashboard. Refunds are not guaranteed unless required by law.

6. Service Availability

We strive to keep our services online and up to date, but we do not guarantee uninterrupted or error-free operation. We reserve the right to change or discontinue parts of the service at any time, with or without notice.

7. Intellectual Property

All content, software, and branding on the site is owned by or licensed to us. You may not reuse, copy, or distribute any part of our service without permission.

8. Privacy and Data Protection

Please refer to our Privacy Policy for information on how we collect, use, and protect your data.

9. Limitation of Liability

To the fullest extent permitted by law:

• We are not liable for any errors, omissions, or outcomes based on your use of the service.
• We are not liable for any indirect, incidental, or consequential damages.
• Our total liability to you for any claim related to our service will not exceed the amount you paid us in the past 12 months.

10. Termination

We may suspend or terminate your account if you violate these Terms or use the service in a harmful or illegal manner.

11. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be resolved in the courts of England and Wales.

12. Contact Us

For questions, please contact: support@everledge.co.uk