Terms of Service

Effective Date: 6th May 2025

Welcome to EverLedge ("we", "us", or "our"). These Terms of Service ("Terms") govern your access to and use of our website and services, including our PET (Potentially Exempt Transfer) tracking tools. By using our services, you agree to be bound by these Terms.

1. Who We Are

We provide a digital tool to help users log, manage, and review financial gifts that may be subject to UK Inheritance Tax (IHT) rules. We are not a financial adviser, tax professional, or legal service provider.

2. Eligibility

You must be at least 18 years old to use our services. By registering, you confirm that the information you provide is accurate and that you will keep it up to date.

3. Your Account

You are responsible for maintaining the confidentiality of your login credentials. You are responsible for all activity that occurs under your account.

4. Use of the Service

You agree not to:

• Use the platform for illegal or fraudulent purposes.
• Reverse-engineer or attempt to extract the source code.
• Interfere with the platform's normal functioning.

5. Data Accuracy and Use

We rely on the information you provide to generate your gift records and reminders. We do not verify or validate the data you input. We are not responsible for any tax consequences resulting from incorrect, outdated, or incomplete information entered by you.

You agree that:

• This service is for informational and personal use only.
• You should consult a qualified professional before making decisions related to tax or estate planning.

6. Subscription and Payments

We offer both a free tier and paid plans. Paid subscriptions are billed [monthly/annually] in advance. You can cancel at any time via your account dashboard. Refunds are not guaranteed unless required by law.

7. Availability and Changes

We strive to keep our services online and up to date, but we do not guarantee uninterrupted or error-free operation. We reserve the right to change or discontinue parts of the service at any time, with or without notice.

8. Intellectual Property

All content, software, and branding on the site is owned by or licensed to us. You may not reuse, copy, or distribute any part of our service without permission.

9. Privacy

Please refer to our [Privacy Policy] for information on how we collect, use, and protect your data.

10. Limitation of Liability

To the fullest extent permitted by law:

• We are not liable for any loss of profits, income, or goodwill.
• We are not liable for errors, omissions, or reliance on the tool's output.
• Our liability is limited to the amount you paid us in the 12 months prior to the claim.

11. Termination

We may suspend or terminate your account if you violate these Terms or use the service in a harmful or illegal manner.

12. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be resolved in the courts of England and Wales.

13. Contact Us

For questions, please contact:support@everledge.co.uk